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Update your credit analysis and decision-making process

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Adjust the conceded credit to the risk evolution of your clients


Credit approval workflow

Credit approval circuit based on your company's decision hierarchy.


Configurable rating

Decide using a powerful algorithm which combines economic and financial information with the internal behaviour of your client.


Integration of different sources of information

A versatile integration system which allows the aggregation of information from your ERP and financial information in a digital format.


Process dematerialization

Avoid the usage of paper and e-mail in the approval workflow while creating an instant archive with the whole decision history.

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Simplify the process of credit concession

Evaluate the impact that Crediflux will have in your organization


Process Efficiency

Number of employees allocated to credit analysis

If you have a part-time employee allocated to the processo, use 0.5 for its value.


Savings with financial reports

Number of used reports per month


Reduction of credit incidents

Balance of clients with delayed payments

Estimated amount of savings

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Our purpose is the success of our clients




Uncollectible Debt


Financial reports consumption


Employees allocated to credit analysis

1. Reduction of the time used in tasks related to information retrieval, analysis and credit decision


Crediflux allows us to classify customers according to our own interpretation of risk. The implementation of Crediflux has been confirmed as a successful management decision.

Ricardo Santos

Credit Manager @ NORS

We note a significant improvement in efficiency in the sales team. Crediflux allowed for greater autonomy and accountability in teams.

Isabel Basto

Executive Director @ AS PARTS and ONEDRIVE

The real-time integration with the ERP was done in a simple way, respecting the security requirements advocated by the Information Systems Department.

António Cândido Ferreira

Information Systems Executive @ NORS

Crediflux is an innovative management tool that will be useful to systematize the procedures inherent in the analysis and decision of a credit process.

Prof. Dr. José António Moreira

Porto Business School

I would like to emphasize the simplicity of use of the platform and the importance of mobility. It has been an excellent working tool.

Miguel Velez

Salesperson @ AS PARTS

Great. Our organization has evolved in this area exponentially. We all know what is going on in each process.

Nuno Pereira

Executive @ CBS - Creative Building Solutions

What they say about us


A app é acessível em várias plataformas, como um smartphone de um vendedor, (...) permitindo, em breves minutos, fechar negócio.

Finalist of NOS' Innovation Award

Nos award

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